Name: US bank failure by November 30?
Start: 2025-09-13T09:26:40.41753Z
End: 2025-11-30T00:00:00Z

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This market will resolve to "Yes" if any US bank fails between September 13, 2025, and November 30, 2025, 11:59 PM ET (according to FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No."

For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within the listed date range. If there is a potential bank failure within this market's date range and FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.

The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

US bank failure by November 30?

This market will resolve to "Yes" if any US bank fails between September 12, 2025, and September 30, 2025, 11:59 PM ET (according to FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No."

For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within the listed date range. If there is a potential bank failure within this market's date range and FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.

The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

US bank failure by September 30?

This market will resolve to "Yes" if a U.S. bank with total assets exceeding $50 billion as of December 31, 2024 (see:https://www.federalreserve.gov/releases/lbr/current/), is bailed out by the U.S. federal government by December 31, 2025, 11:59 PM ET. Otherwise this market will resolve to “No”.

A bailout is defined as any of these actions in direct response to directly related to solvency, liquidity, or capital adequacy concerns.

-Establishing a Federal Reserve emergency lending facility
-Creating an FDIC-assisted resolution or bridge bank
-A U.S. Treasury capital injection
-A publicly disclosed, regulatory-facilitated acquisition

An official announcement from the U.S. government that they are taking any of these actions will qualify regardless of if/when the action occurs.
 
Routine access to standing facilities (such as the discount window or BTFP) or participation in stress tests, capital raises, or ordinary supervision will not on their own qualify. 

If a bank experiences distress but is acquired privately without public intervention or coordination, this will not qualify.

Major U.S. bank bailout in 2025?

This market will resolve to "Yes" if a Fed governor announces they have resigned or will resign between August 8 and October 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No."

For this market to resolve to "Yes," it is only necessary that a governor announce that they have resigned or will resign. Whether they actually resign will have no bearing on the resolution of this market.

The primary resolution source for this market will be official information from the US federal government; however, a consensus of credible reporting will also be used.

Fed governor resigns by October 31?

This market will resolve to "Yes" if a U.S government funding lapse occurs on October 1, 2025, 12:00 AM ET. Otherwise, this market will resolve to "No".

A funding lapse is defined as the President failing to sign the relevant bill(s) extending government funding by September 30, 11:59 PM ET. If a bill extending the funding of the U.S. government is passed and signed by the acting President before October 1, 2025, 12:00 AM ET, this market will resolve to "No".

For this market to resolve to "Yes" any funding lapse will count. If only a portion of the US government is covered by any signed bill(s) extending funding of the US government, and a portion of the US government goes unfunded, this market will still resolve to "Yes".

The primary resolution for this source will be official information from the US government, however a consensus of credible reporting may also be used.

U.S. Government funding lapse on October 1?

This market will resolve to "Yes" if the United States federal government fails to make a scheduled payment on any Treasury note, bond, or bill at any point between April 8 and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

If Standard & Poor’s, Moody’s, or Fitch publicly classify any U.S. sovereign debt as being in default during the qualifying period this will qualify for a “Yes” resolution. 

The resolution source will be official information from the U.S. Department of the Treasury, Standard & Poor’s, Moody’s, and Fitch.

US defaults on debt in 2025?

This market will resolve to "Yes" if the United States Federal Reserve is formally abolished by December 31, 2025 ET. Otherwise, this market will resolve to "No".

The primary resolution source for this market will be information from the US federal government, however a consensus of credible reporting will also be used.

Fed abolished in 2025?

This market will resolve to “Yes” if the upper bound of the target federal funds rate is increased at any point between January 1, 2025 and the Fed's December 2025 meeting, currently scheduled for December 9-10. Otherwise, this market will resolve to “No”.

This market may not resolve to "No" until the Fed has released its rate changes information following its December meeting.

The primary resolution source for this market will be the official website of the Federal Reserve (https://www.federalreserve.gov/monetarypolicy/openmarket.htm), however a consensus of credible reporting may also be used.

Fed rate hike in 2025?

This market will resolve to “Yes” if the upper bound of the target federal funds rate is decreased at any point between September 18 and the completion of the Federal Open Market Committee (FOMC) meeting for January 2026, currently scheduled for January 27–28. Otherwise, this market will resolve to “No”.

If no relevant statement is released for this meeting by the end date of the next scheduled meeting, and no qualifying rate cut is announced, this market will resolve to "No". Emergency rate cuts will qualify.

The primary resolution source for this market will be the official website of the Federal Reserve (https://www.federalreserve.gov/monetarypolicy/openmarket.htm), however a consensus of credible reporting may also be used.

Fed rate cut by January 2026 meeting?

This market will resolve to "Yes" if the United States' long-term sovereign credit letter rating is downgraded by any of the three major credit rating agencies (S&P, Moody's, Fitch) at any point between May 19 and December 31, 2025 ET. Otherwise, this market will resolve to "No".

The resolution source for this market will be official information from Standard & Poor's, Moody's, or Fitch, however a consensus of credible reporting will also be used.

Another US debt downgrade in 2025?

This market will resolve to “Yes” if the upper bound of the Bank of England's Bank Rate is decreased at any point between August 20 and December 31, 2025 ET. Otherwise, this market will resolve to “No”.

This market may not resolve to "No" until December 31, 2025, 11:59 PM ET has passed.

The primary resolution source for this market will be the official website of the Bank of England (https://www.bankofengland.co.uk/), however a consensus of credible reporting may also be used.

Bank of England rate cut in 2025?

This market will resolve to “Yes” if the upper bound of the European Central Bank's deposit facility rate is decreased at any point between August 20 and December 31, 2025 ET. Otherwise, this market will resolve to “No”.

This market may not resolve to "No" until December 31, 2025, 11:59 PM ET has passed.

The primary resolution source for this market will be the official website of the European Central Bank (https://www.ecb.europa.eu/stats/policy_and_exchange_rates/key_ecb_interest_rates/html/index.en.html), however a consensus of credible reporting may also be used.

ECB rate cut in 2025?

This market will resolve to "Yes" if the US government sells any of its Bitcoin by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The primary resolution source for this market will be information from the US government and on-chain data, however a consensus of credible reporting will also be used.

Will the US Government sell Bitcoin by December 31?

This market will resolve to “Yes”, if either of the following conditions are met:

1.  The National Bureau of Economic Research (NBER) publicly announces that a recession has occurred in the United States, at any point in 2025, with the announcement made by December 31, 2025, 11:59 PM ET.

2.  The seasonally adjusted annualized percent change in quarterly U.S. real GDP from the previous quarter is less than 0.0 for two consecutive quarters between Q4 2024 and Q4 2025 (inclusive), as reported by the Bureau of Economic Analysis (BEA). 

Otherwise, this market will resolve to "No". 

Note that advance estimates will be considered. For example, if upon release, the advance estimate for Q2 2025 was negative, and the Q1 2025's most recent, up-to-date estimate was also negative, this market would resolve to "Yes". If on December 31, 2025 the latest estimate for quarterly GDP in Q3 2025 was negative, this market will stay open until the Advance estimate of Q4 2025 is published, at which point it will resolve to "Yes" if Q4 2025 was negative or if the NBER declares a recession by then.

The resolution source will be the official announcements from the NBER and the BEA’s estimate of seasonally adjusted annualized percent change in quarterly US real GDP from previous quarters as released by the Bureau of Economic Analysis (BEA), https://www.bea.gov/data/gdp/gross-domestic-product

US recession in 2025?

This market will resolve to "Yes" if the U.S. national debt reaches the listed value this year at any point by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The resolution source for this market will be the U.S. Treasury Department (https://www.treasurydirect.gov/NP_WS/debt/current). If treasurydirect.gov/NP_WS/debt/current becomes unavailable, another credible source will be used.

Will the U.S. national debt hit $38 trillion in 2025?

This market will resolve to "Yes" if the US government holds any amount of Bitcoin in its reserves at any point between January 1, 2025, ET and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

Note that the US government confiscating Bitcoin does not count as holding Bitcoin reserves.

The primary resolution source for this market will be official information from the US government and/or the US federal reserve, however a consensus of credible reporting will also be used.

US national Bitcoin reserve in 2025?

This market will resolve to "Yes" if the Federal Open Market Committee (FOMC) holds an emergency meeting after which the upper bound of the target federal funds rate is lowered between January 1 and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

An emergency meeting is defined as any unscheduled meeting called by the Federal Reserve Board or the Federal Open Market Committee (FOMC) apart from the regular eight pre-scheduled meetings for 2025.

The resolution source will be official announcements from the Federal Reserve’s website (federalreserve.gov) or credible news sources reporting on the emergency meeting.

Fed emergency rate cut in 2025?

This market will resolve to "Yes" if the US Department of the Treasury sends any funds or assets via a blockchain between February 4, and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

For this market to resolve to "Yes", the payment must be a publicly announced, official transaction involving the sending of assets or funds; exploratory or experimental transactions will not count toward the resolution of this market.

The primary resolution source for this market will be official information from the government of the United States, however a consensus of credible reporting will also be used.

US Treasury transactions on blockchain in 2025?

This market will resolve to "Yes" if President of the United States Donald Trump announces he has resigned or will resign the presidency by December 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to "No."

If it becomes impossible for Donald Trump to resign or to announce his resignation (e.g., due to his removal from office by other means, etc.), this market will immediately resolve to "No."

For this market to resolve to "Yes," it is only necessary that Trump announce that he has resigned or will resign. Whether he actually resigns will have no bearing on the resolution of this market.

The primary resolution source for this market will be official information from the US federal government; however, a consensus of credible reporting will also be used.

Will Trump resign by December 31, 2026?

This market will resolve to “Yes” if all of the following conditions are met during September 2025 ET:

- Fed decreases interest rates by at least 25 bps
- Bitcoin hits $150k
- Ethereum reaches $5000

Otherwise, this market will resolve to “No”.

The full rules for this market can be found here: 
https://polymarket-upload.s3.us-east-2.amazonaws.com/bul.png

Bull run: September

This market will resolve to "Yes" if the 30-Year Fixed Rate Mortgage Average in the United States falls below 6.00% at any point between September 2 and December 31, 2025. Otherwise, this market will resolve to "No".

If, for any reason, there is no data point for this market's resolution date on either of the sources listed below, information for the nearest previously available date will be used.

The primary resolution source for this market is Freddie Mac, specifically https://www.freddiemac.com/pmms. The data that will be looked at is the "30Y FRM" as indicated on the graph titled "Primary Mortgage Market Survey®". If the resolution source is unavailable, https://fred.stlouisfed.org/series/MORTGAGE30US will be looked at instead. If both sources are unavailable, other credible reporting may be used.

30-year mortgage rate below 6% by December 31?

This market will resolve to "Yes" if a hurricane makes landfall in the conterminous United States within this market's timeframe, between August 25 and September 30, 2025, 11:59 PM ET as described in official National Hurricane Center advisories (https://www.nhc.noaa.gov/archive/2025/). If no tropical systems make landfall in the conterminous United States at hurricane status within this market's timeframe, this market will resolve to "No".

This market may only resolve to "No" after September 30, 2025, 11:59 PM ET if the conditions for a "Yes" resolution have not been met.

For the purpose of this market, a hurricane landfall is said to occur when a hurricane's surface center intersects with the coastline, as described at https://www.nhc.noaa.gov/aboutgloss.shtml#LANDFALL , and the NHC officially reports that the storm has maximum sustained winds of 74 mph or higher at the time of landfall.

This market will resolve based on an initial advisory released by the NHC that a hurricane has made landfall within the conterminous United States within the market timeframe regardless of any later retraction or analysis that may contradict the initial announcement.

Will a hurricane make landfall in the US by September 30?

This market will resolve to "Yes" if by December 31, 2025, 11:59 PM ET, definitive evidence is made public confirming that the US government orchestrated or was directly involved in the September 11, 2001 attacks. Otherwise, this market will resolve to "No".

The resolution source for this market will be publicly released information from the U.S. government.


Was 9/11 an inside job?

This market will resolve to "Yes" if the US government holds any amount of XRP in its reserves at any point between January 15, 2025, ET and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

Note that the US government confiscating XRP does not count as holding XRP reserves.

The primary resolution source for this market will be official information from the US government and/or the US federal reserve, however a consensus of credible reporting will also be used.

US national XRP reserve in 2025?

This market will resolve to "Yes" if the United States federal government formally charges or announces a criminal indictment of Jerome Powell by December 31, 2025 ET. Otherwise, this market will resolve to "No".

For the purposes of this market the District of Columbia and any county, municipality, or other subdivision of a State shall be included within the definition of a State.

The primary resolution source for this market will be official information from US governmental sources, however a wide consensus of credible reporting will also be used.

Jerome Powell federally charged in 2025?

This market will resolve to "Yes" if the U.S. Office of Personnel Management announces that the U.S. federal government is shut down due to a lapse in appropriations by October 1, 2025, 11:59 PM. Otherwise this market will resolve to "No".

If the Office of Personnel Management announces a partial shutdown this will count, however announcements of office closures due to holidays or inclement weather will not qualify. 

The resolution source for this market will be the website of the U.S. Office of Personnel Management (https://www.opm.gov/policy-data-oversight/snow-dismissal-procedures/current-status/).

US government shutdown by October 1?

This market will resolve to "Yes" if the U.S. Office of Personnel Management announces that the U.S. federal government is shut down due to a lapse in appropriations by December 31, 2025, 11:59 PM. Otherwise this market will resolve to "No".

If the Office of Personnel Management announces a partial shutdown this will count, however announcements of office closures due to holidays or inclement weather will not qualify. 

The resolution source for this market will be the website of the U.S. Office of Personnel Management (https://www.opm.gov/policy-data-oversight/snow-dismissal-procedures/current-status/).

US government shutdown in 2025?

This market will resolve to "Yes" if an official agreement over tariffs, defined as a publicly announced mutual agreement, is reached between the United States and the listed country/entity between September 1, and September 30, 2025, 11:59 PM ET. Otherwise, this market will resolve to “No”.

If such an agreement is officially reached before the resolution date, this market will resolve to "Yes", regardless of if/when the agreement goes into effect.

Agreements to extend tariff exemptions will qualify if announced as an individualized extension. However, tariff exemptions which are announced as part of a class of exemptions and do not reflect individual deals - such as Trump’s April 9 pause on all reciprocal tariffs other than those on China - will not qualify (see: https://www.whitehouse.gov/presidential-actions/2025/04/modifying-reciprocal-tariff-rates-to-reflect-trading-partner-retaliation-and-alignment/).  

Informal and unilateral announcements which do not constitute a finalized agreement will not count.
 
Agreements that include the United States and the listed country/entity as parties, even if they also involve other countries, will qualify for resolution.

The primary resolution source for this market will be a consensus of credible reporting confirming an agreement has been reached.

Will Trump agree to a tariff agreement with Switzerland in September?

This market will resolve to "Yes" if the US government holds any amount of Ethereum in its reserves at any point between January 15, 2025, ET and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

Note that the US government confiscating Ethereum does not count as holding Ethereum reserves.

The primary resolution source for this market will be official information from the US government and/or the US federal reserve, however a consensus of credible reporting will also be used.

US national Ethereum reserve in 2025?

This market will resolve to "Yes" if at least one seat on the United States Supreme Court becomes vacant between January 1 and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The primary resolution source for this market will be official announcements from the U.S. Government. However, a consensus of credible reporting may also be used.  

Supreme Court vacancy in 2025?

This market will resolve to "Yes" if Donald Trump publicly and unequivocally announces that he is removing another Fed Governor before their term is up, or takes formal action toward doing so, such as issuing a directive or formal request between August 25 and October 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to “No”.

Statements which are contingent (e.g. “Powell must step down or raise rates”), statements of intent (e.g.“I am planning to fire Powell”) or other informal statements which are not unequivocal will not qualify.

The resolution source will be official information from Donald Trump however a consensus of credible reporting may also be used.

Will Trump try to fire another Fed Governor by October 31?

This market will resolve to "Yes" if the United States federal government formally charges or announces a criminal indictment of Barack Obama by December 31, 2025 ET. Otherwise, this market will resolve to "No".

For the purposes of this market the District of Columbia and any county, municipality, or other subdivision of a State shall be included within the definition of a State.

The primary resolution source for this market will be official information from US governmental sources, however a wide consensus of credible reporting will also be used.

Obama federally charged in 2025?

This market will immediately resolve to "Yes" if the USDC marketcap is equal to or greater than 50% of USDT marketcap on any day by December 31, 2025. Otherwise, this market will resolve to "No."

This market will resolve based on CoinGecko's "historical data" section for each coin, currently available at https://www.coingecko.com/en/coins/usd-coin/historical_data#panel and https://www.coingecko.com/en/coins/tether/historical_data#panel respectively, specifically the daily "Market Cap" data.

The daily market cap data for any given date will be considered finalized once data for the following calendar day is published on CoinGecko’s “Historical Data” page for both USDC and USDT.

This market will resolve based on the specified CoinGecko chart, not according to other sources or spot markets.

Will USDC hit 50% of USDT market cap by December 31?

This market will resolve to "Yes" if both of the following conditions prove true at any point in 2025:

1) The "US recession in 2025?" market resolves to "Yes" (https://polymarket.com/event/us-recession-in-2025).

2) The Consumer Price Index (CPI) increases by 5.0% or more over the 12 month period ending in any month between April 2025 and December 2025 according to the US Bureau of Labor Statistics (https://www.bls.gov/bls/news-release/cpi.htm#current)

Otherwise, this market will resolve to "No".

This market will not resolve until all relevant figures are reported for the period of time encompassing December 2025.

The resolution sources for this market will be the NBER, BEA (https://www.bea.gov/data/gdp/gross-domestic-product), and BLS (https://www.bls.gov/bls/news-release/cpi.htm#current), as well as the "US recession in 2025?" market on Polymarket.

US stagflation in 2025?

This market will resolve to "Yes" if Citigroup launches a stablecoin pegged to the US Dollar by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The stablecoin must be officially announced and made available for transactions by Citigroup or a subsidiary under its direct control.

The token must be actively transferrable and/or tradable; announcements alone will not qualify.

The primary resolution source for this market will be information from Citigroup and its representatives, however a consensus of credible reporting will also be used.

Citigroup launches a USD stablecoin in 2025?

This market will resolve to "Yes" if the US government holds any amount of Solana in its reserves at any point between January 15, 2025, ET and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

Note that the US government confiscating Solana does not count as holding Solana reserves.

The primary resolution source for this market will be official information from the US government and/or the US federal reserve, however a consensus of credible reporting will also be used.

US national Solana reserve in 2025?

This market will resolve to "Yes" if the CDC issues a Level 3 (“Reconsider Nonessential Travel”) Travel Health Notice for any disease by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

A Level 3 notice listed for any amount of time during this market’s timeframe will suffice for a "Yes" resolution. 

The primary resolution source for this market will be the CDC’s official Travel Health Notices page (https://wwwnc.cdc.gov/travel/notices); however, a consensus of credible reporting will also be used.

CDC issues Level 3 warning by December 31?

The FED interest rates are defined in this market by the upper bound of the target federal funds range. The decisions on the target federal fund range are made by the Federal Open Market Committee (FOMC) meetings.

This market will resolve according to the decisions made by the next three Federal Open Market Committee (FOMC) meetings in 2025 (September 16-17, October 28-29, and December 9-10).

A qualifying cut occurs when the new upper bound of the target federal funds rate is lower compared to the level it was prior to the respective meeting.

A qualifying hike occurs when the new upper bound of the target federal funds rate is higher compared to the level it was prior to the respective meeting.

A qualifying pause occurs when the new upper bound of the target federal funds rate is equal to the level it was prior to the respective meeting.

If the Fed publishes a different combination than any listed, this market will resolve to "Other".

Emergency rate cuts outside the regularly scheduled meetings will not be considered. 

Any rate hike will be encompassed by "Other".

The resolution source for this market is the FOMC’s statement after its meetings: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm

The level and change of the target federal funds rate is also published at the official website of the Federal Reserve: https://www.federalreserve.gov/monetarypolicy/openmarket.htm

If no statement is released for the December meeting by December 31, 2025, 11:59 PM ET, this market will resolve to "Other".

Will the Fed cut-cut-cut in 2025?

This market will resolve to "Yes" if Revolut launches a stablecoin pegged to the US Dollar by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The stablecoin must be actively transferrable and/or tradable, announcements alone will not qualify.

The primary resolution source for this market will be information from Revolut, however a consensus of credible reporting will also be used.

Will Revolut launch their own stablecoin in 2025?

This market will resolve to "Yes" if a real-money trade is publicly placed on a regulated, Polymarket-operated Designated Contract Market (DCM) by December 31, 2025, at 11:59 PM ET. Otherwise, this market will resolve to "No."

The resolution source will be a consensus of credible reporting.

Will Polymarket US go live in 2025?

This market will resolve to "Yes" if any bill with the effect of banning sitting members of the US congress from trading stocks is signed into law by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The primary resolution source for this market will be official information from the US federal government, however a consensus of credible reporting will also be used.


US bank failure by November 30?

Order Book

Market Context

US bank failure by November 30?

Rules

US bank failure by November 30?

Order Book

Market Context

US bank failure by November 30?

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